Aadhaar Pay API

The AadhaarPay API from finzep allows businesses to seamlessly integrate Aadhaar-based payment solutions into their platforms. Using the power of Aadhaar (India’s unique identification system), this API enables secure, biometric-enabled payments directly from a user’s bank account. Whether you're enabling small merchants or large enterprises, this API ensures fast, secure, and accessible transactions using just the Aadhaar number and biometric authentication, making it a game-changer in the digital payments ecosystem.

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Key Features

List out the most compelling aspects of the Aadhaar Pay API.

Biometric Authentication

Leverage Aadhaar-based biometric authentication for secure and hassle-free payments.

Instant Transactions

Real-time payments from bank accounts directly linked to Aadhaar, with minimal processing delays.

User-Friendly Interface

Simple integration for merchants and customers, ensuring an intuitive and easy-to-use payment experience.

Seamless Integration

Easily connect the AadhaarPay API with your existing payment infrastructure, supporting both online and offline transactions.

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Secure Payments

Built-in encryption and multi-layered security ensure all transactions are protected against fraud and unauthorized access.

Offline Transactions

Conduct transactions even in low connectivity areas, ensuring broad usage across rural and underserved regions.

Support for All Banks

AadhaarPay works with all banks that are part of the UIDAI (Unique Identification Authority of India) ecosystem.

Support for All Banks

AadhaarPay works with all banks that are part of the UIDAI (Unique Identification Authority of India) ecosystem.

How Aadhaar Pay API Work

Provide real-world scenarios in which businesses can benefit from the Aadhaar Pay API. This helps potential clients visualize how finzep can solve their problems

01

API Integration

Integrate the AadhaarPay API into your application or platform using simple RESTful API calls.

02

User Authentication

When making a payment, the user provides their Aadhaar number and authenticates using biometric verification (fingerprint or iris scan).

03

Transaction Authorization

The API securely connects to the user’s bank and authorizes the payment, using Aadhaar data linked to the bank account.

04

Processing Payment

The payment is processed in real-time, and funds are transferred from the user’s bank account to the merchant or recipient.

04

Confirmation and Notification

The system sends transaction confirmation to both the user and merchant, and status updates are shared in real-time.

The finzep Advantage:
  • Cost-Effective

    Eliminate the need for complex payment infrastructure or hardware, reducing costs for both merchants and businesses.

  • Wide Accessibility

    AadhaarPay can be used by anyone with an Aadhaar-linked bank account, including customers in rural areas with limited access to traditional banking infrastructure.

  • Fast and Secure

    Enjoy the speed of real-time transactions coupled with the highest standards of security through biometric authentication.

  • Seamless Integration

    Easily integrate with any application, point of sale (POS) system, or digital wallet to enable biometric payments.

  • Government Compliant

    Fully compliant with India’s UIDAI regulations and financial transaction security standards.

  • 24/7 Support

    Get dedicated, round-the-clock support from our team to handle integration and transaction-related queries.

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